TRUSTED FUNDING PARTNER FOR SMALL BUSINESS
Fund your growth at 0% APR — not the bank's terms.
Racore Capital connects small and mid-sized businesses with $50,000–$250,000 in funding, typically structured as a 0% APR business credit line for 12–18 months. Built for founders traditional banks turn away.
Funding amounts, rates, and terms vary by applicant and are subject to approval.
What Our Clients Say About Us
How Racore matches businesses to the right funding path
Takes about 2 minutes · No obligation · Every business gets a next step
Sound familiar?
You're not short on ambition.
You're short on options that actually work — and nobody's told you which one is yours.
Types of Funding
Flexible Business Funding Solutions
At Racore Capital, we offer a full range of business funding solutions to meet your specific needs.
Whether you're just starting out or ready to expand, we've got you covered.
0% APR credit
0% Intro
Rate
Funded In
3-5 Days
Revenue-based
Repay
% of sales
Funded In
24–48 hrs
Term loans
Term
1–5 yrs
Rate from
7.9%
SBA loans
Term
Up to 25 yrs
Funded In
6.5%
0% APR credit
Access
Draw as needed
Funded in
1–3 days
Equipment financing
Term
Up to 7 yrs
Rate from
8.5%
How it works
Getting funded is fast,
simple, and stress-free
Apply online
Complete our simple form in minutes.
Quick review
We check your business and match options.
Get an offer
Funding solutions tailored to your goals.
Get funded
Accept your offer, funds in 24 hours.
Grow with confidence
Scale, stabilize, or seize new opportunity.
We Are Not Just Lenders
More Than Just Loans
Banks say “no”? We say “let’s find a way.”
Racore Capital specializes in alternative funding solutions that work for real businesses — fast, flexible, and built for growth.
We work with entrepreneurs, startups, and growing companies who don’t fit the mold. Our network of private lenders, fintech partners, and credit solutions makes it possible to fund even the most complex situations.
Get Started With Us!
Do You Qualify?
To qualify for business funding, you should meet the following basic requirements:
- Minimum 6 months in business
- At least $10,000/month in revenue
- Business located in the U.S.
- Valid business bank account
- Open to zero-percent interest credit lines to fund smart moves
Bad credit? No problem – we focus on your revenue, not just your score.
Sound familiar?
You're not short on ambition.
From Online Store to Empire
Angelina Secured $320K at 0% APR
Angelina owned a small but growing e-commerce business. We helped her get over $320,000 in 0% APR funding, which she used for ads, inventory, and marketing. That funding helped her scale fast. Now, she runs multiple seven-figure brands and even uses her business credit points to travel the world in luxury.
From Bakery Dreams to $120K Funding
Carrie Transformed Her
Business and Credit
Carrie wanted to lower interest payments on personal loans by using business credit cards and transferring her debt. We helped her set up her bakery business properly — filing paperwork, creating financial plans, getting an EIN, opening a bank account, and applying for business credit. Even though her LLC was new with little business history, she quickly secured $120,000 in 0% APR business credit cards within two weeks. This gave her bakery a strong financial boost and a fresh start.
Media Growth Made Possible
Tony Received $250K in 60 Days
Tony runs a media and consulting agency. We helped raise his credit score from the 500s to the 700s in just 30 days. Within 60 days, he secured $250,000 at 0% interest, which he used to grow his team, upgrade infrastructure, and spend more on advertising. Thanks to this funding, Tony has tripled his gross revenue compared to previous years — proving the power of smart funding.
Why Racore Capital?
We make funding simple, transparent, and accessible — so you can focus on what you do best.
Racore Capital connects small and mid-sized businesses with $50,000–$250,000 in funding, typically structured as a 0% APR business credit line for 12–18 months. Built for founders traditional banks turn away.
0% APR Options
Available
Bad Credit? We
Have Options
Fast Approval &
Same-Day Funding
No Collateral
Required
Nationwide
Businesses Trust
BEFORE YOU JOIN
Frequently Asked Questions
How much funding can I qualify for?
We help businesses get anywhere from $50,000 to $250,000, depending on your credit profile and financial situation.
Some clients have even received more.
Is it really 0% APR? How long does it last?
Yes, our funding comes with 0% interest, usually for the first 12 to 18 months. This gives you time to grow your business without worrying about
high interest piling up.
What do I need to apply?
You’ll need basic personal and credit info, and if you have a business, things like your EIN and business bank account.
Don’t worry — we’ll guide you step by step.
Do I need to already own a business?
Nope! Even if you're just starting, we can help you set up your business properly and still get you funded — just like we did for Tino and Carrie.
Will applying hurt my credit score?
No, your credit won’t be affected by speaking with us. We do soft checks first, and only proceed with full applications when you're ready.
How long does the process take?
In many cases, clients receive funding in as little as 2 to 3 weeks. Some, like Tony, secured full funding in just 60 days.
What can I use the funding for?
You can use the funds for inventory, marketing, hiring, equipment, real estate, or even launching a new business. It's totally up to you.
What’s the catch? Are there hidden fees?
No hidden fees or tricks. We believe in transparent funding. Our job is to help you grow without financial stress.
Can you help improve my credit score?
Yes! Part of what we do is help clients boost their credit scores so they can qualify for better funding — just like we did for Tino and Tony.
How do I get started?
Just schedule a free call with us. We’ll walk you through everything, help you pre-qualify, and show you the best funding options for your needs.
Let's Collaborate
Ready To Work With Us?
Let's collaborate or have a question? Contact Us
For Consulting
Get In Touch and Call Us
+1-915-615-5151
Get Closer
Come Visit Our Office
Ready To Work With Us?
RACORE CAPITAL
Traditional and alternative funding solutions, matched to your business — with a focus on building your credit, not just your balance.
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Racore Capital is not a direct lender. Funding offers, rates, and terms vary by partner and are subject to approval. Completing the Smart Application does not guarantee funding.